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Tuesday, December 4, 2007
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How Can I Establish Credit?
How Can I Establish Credit?
Establishing credit is usually easier than you think. First, we are assuming that you're a fresh college student looking for your first credit card. This is a great step to establishing credit.
Establishing credit is usually easier than you think. First, we are assuming that you're a fresh college student looking for your first credit card. This is a great step to establishing credit.
Once you finally find that card you want and you get approved. Make sure you don't rack up too much money too quick. Sometimes students get over their head and they're not able to pay it. You will want to keep a low balance and you will want to make your minimum payments each month, there's no exceptions to this. If you miss one payment, it can kill your FICO score!
THINGS THAT STUDENT HAVE TO KNOW BEFORE HAVING CREDIT DARDS, THIS WILL BETTER MANAGE YOUR MONEY!!
The purpose of a credit card is to allow a company to “credit” you a loan for a certain period of time. Along with this credit card comes the “credit limit” How is the credit limit determined?
Do I Need Credit?
Do I Need Credit?
Absolutely not! Everyone has to start somewhere when it comes to applying for a credit card. This is why this website was invented. We piled up every credit card most students are eligible for.
Remember that most students are just like you, they have no credit and they want to establish it. It never hurts to apply for more than one card either. If you get denied, don't worry, even people with fantastic credit get rejected once in awhile!
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